{"id":19314,"date":"2025-03-29T11:34:17","date_gmt":"2025-03-29T18:34:17","guid":{"rendered":"https:\/\/cayetanoxander.wpcomstaging.com\/2022\/09\/22\/how-i-can-help-even-with-high-interest-rates\/"},"modified":"2026-06-07T12:05:50","modified_gmt":"2026-06-07T19:05:50","slug":"how-i-can-help-even-with-high-interest-rates","status":"publish","type":"post","link":"https:\/\/ryandavisrealestate.com\/?p=19314","title":{"rendered":"How I Can Help Even With High Interest Rates"},"content":{"rendered":"\t\t
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How I can help with high interest rates\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Interest rates have jumped so fast that it has hindered some people’s ability to participate in the market as a buyer. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/span><\/strong><\/p>

My people rely on me to provide perspective and discipline. We tend to get creative in writing offers, in terms of being able to buy down rates to benefit buyers, long term. You have to remember, though the rates seem high right now, they are historically low as compared to the historical averages. We have some tricks up our sleeves to get the job done with great results. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/span><\/strong><\/p>

Time is also a contributing factor in terms of realistic expectations on securing loans, so working with a trusted advisor who can help you achieve your goals in navigating a seemingly difficult market. Most people today live very busy lives and they may need help in navigating the process with a more concierge approach. That is where I come in with expert guidance. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/span><\/strong><\/p>

Call me today to discuss your situation and evaluate your needs, as always, I am here to help. You can also book time to talk or call (559) 905-0910.<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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It\u2019s Time to Take the Next Step\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Now that you understand how easy the process is, it’s time to get started. Ryan is ready to help you find the perfect home or investment property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How I can help with high interest rates Interest rates have jumped so fast that it has hindered some people’s ability to participate in the market as a buyer. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b My people rely on me to provide perspective and discipline. We tend to get creative in writing offers, in terms of being able to buy down rates to benefit buyers, long term. You have …<\/p>\n","protected":false},"author":263289419,"featured_media":19301,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-19314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/09\/7207D368-34A4-41D4-8D6E-4D8B4DF78643.png?fit=1080%2C1080&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgpIxk-51w","jetpack-related-posts":[{"id":19325,"url":"https:\/\/ryandavisrealestate.com\/?p=19325","url_meta":{"origin":19314,"position":0},"title":"Do High Interest Rates Mean I Can\u2019t Buy A Home?","author":"Xander Cayetano","date":"July 6, 2022","format":false,"excerpt":"Do High Interest Rates Mean I Can\u2019t Buy A Home? A commonly asked question. Most people can buy a home, regardless of where the current rates are. Interest rates are just one of several factors that determine your ability to purchase a home. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bTo quantify how they affect your purchasing\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/2E12B690-3FE5-442D-BEE5-05CE1B50BFAF.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/2E12B690-3FE5-442D-BEE5-05CE1B50BFAF.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/2E12B690-3FE5-442D-BEE5-05CE1B50BFAF.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/2E12B690-3FE5-442D-BEE5-05CE1B50BFAF.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/2E12B690-3FE5-442D-BEE5-05CE1B50BFAF.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":19323,"url":"https:\/\/ryandavisrealestate.com\/?p=19323","url_meta":{"origin":19314,"position":1},"title":"Is It A Good Time To Buy A Home?","author":"Xander Cayetano","date":"July 26, 2022","format":false,"excerpt":"Is It A Good Time To Buy A Home? With properties starting to sit on the market and be negotiated, along with interest rates continuing to climb, I thought it was right to share my advice.\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bIt is probably a more favorable time for a buyer to enter the market now\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/CopyofCopyofCopyofCopyofRyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/CopyofCopyofCopyofCopyofRyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/CopyofCopyofCopyofCopyofRyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/CopyofCopyofCopyofCopyofRyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/CopyofCopyofCopyofCopyofRyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":19319,"url":"https:\/\/ryandavisrealestate.com\/?p=19319","url_meta":{"origin":19314,"position":2},"title":"Should You Remodel Your Home?","author":"Xander Cayetano","date":"August 24, 2022","format":false,"excerpt":"Should You Remodel Your Home? Considering construction costs, material & labor shortages, here's what you need to know.\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bThis is assessed on a case-by-case basis as everyone's needs and circumstances are different. As a trusted advisor, I try to provide an in-depth perspective that is pragmatic, yet assertive. As a person\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CopyofCopyofCopyofCopyofMinimalistJapanScandinavianHomeReminderInstagramPost.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CopyofCopyofCopyofCopyofMinimalistJapanScandinavianHomeReminderInstagramPost.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CopyofCopyofCopyofCopyofMinimalistJapanScandinavianHomeReminderInstagramPost.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CopyofCopyofCopyofCopyofMinimalistJapanScandinavianHomeReminderInstagramPost.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CopyofCopyofCopyofCopyofMinimalistJapanScandinavianHomeReminderInstagramPost.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":19318,"url":"https:\/\/ryandavisrealestate.com\/?p=19318","url_meta":{"origin":19314,"position":3},"title":"What Drives The Real Estate Market?","author":"Xander Cayetano","date":"August 29, 2022","format":false,"excerpt":"What Drives The Real Estate Market? What is driving the current real estate market? \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bConsumer demand vs current supply is the basic driver, sure there are other outside factors like interest rate volatility and pricing, however, the biggest contributing factor is how many buyers compared to the available home supply.\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CF27E701-0EB4-411C-BDF2-5741E0FC3898.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CF27E701-0EB4-411C-BDF2-5741E0FC3898.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CF27E701-0EB4-411C-BDF2-5741E0FC3898.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CF27E701-0EB4-411C-BDF2-5741E0FC3898.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/CF27E701-0EB4-411C-BDF2-5741E0FC3898.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":19321,"url":"https:\/\/ryandavisrealestate.com\/?p=19321","url_meta":{"origin":19314,"position":4},"title":"How Will A Recession Affect The Housing Market?","author":"Xander Cayetano","date":"August 16, 2022","format":false,"excerpt":"How Will A Recession Affect The Housing Market? Home values will most likely continue to grow in most markets, just at a slower pace. It is true that inflation has slowed down the real estate market but it hasn't become stagnant by any means. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bWe have seen two consecutive quarters\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/29463A48-6182-4451-A1CE-DFCF50E36769.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/29463A48-6182-4451-A1CE-DFCF50E36769.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/29463A48-6182-4451-A1CE-DFCF50E36769.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/29463A48-6182-4451-A1CE-DFCF50E36769.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/08\/29463A48-6182-4451-A1CE-DFCF50E36769.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":19324,"url":"https:\/\/ryandavisrealestate.com\/?p=19324","url_meta":{"origin":19314,"position":5},"title":"The Top Factor Affecting Agriculture","author":"Xander Cayetano","date":"July 20, 2022","format":false,"excerpt":"The Top Factor Affecting Agriculture Water marks the top priority when determining where to buy land. I have extensive knowledge in farming and am able to isolate the areas of high value for my clientele. \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200bIt is important who you choose to work with. Helping to determine and avoid risk\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/RyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/RyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/RyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/RyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ryandavisrealestate.com\/wp-content\/uploads\/2022\/07\/RyanDavisRealEstateQuoteTemplate.png?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/posts\/19314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/users\/263289419"}],"replies":[{"embeddable":true,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19314"}],"version-history":[{"count":3,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/posts\/19314\/revisions"}],"predecessor-version":[{"id":19685,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/posts\/19314\/revisions\/19685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=\/wp\/v2\/media\/19301"}],"wp:attachment":[{"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ryandavisrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}